Research-Based Learning

Budget Mastery Through Real Scenarios

Our approach combines behavioral finance research with hands-on practice using real Canadian household budgets. Students work through actual case studies from families across different income levels, learning to spot spending patterns and create sustainable financial plans.

What makes this different? We don't just teach theory. Every lesson starts with a real situation—maybe a young couple trying to save for their first home in Toronto, or a family managing unexpected expenses. You'll see how budgeting decisions play out in real life.

The program builds on foundation research from the University of British Columbia's behavioral economics lab, combined with practical tools that actual financial advisors use with their clients.

Students working through real budget scenarios in interactive learning environment

Questions Along Your Learning Path

Before You Start

  • What if I'm terrible with numbers?
  • Do I need any specific software or apps?
  • How much time should I set aside each week?
  • Will this work if I have irregular income?

During the Program

  • Can I get help if I'm stuck on an assignment?
  • What happens if I fall behind on lessons?
  • Are there group discussions or forums?
  • How do I know if I'm making progress?

After Completion

  • What ongoing support is available?
  • Can I access course materials later?
  • Are there advanced programs to continue learning?
  • How do I stay motivated with my budget long-term?

Ongoing Support

  • What if my financial situation changes?
  • Can I retake sections that need refreshing?
  • Are there seasonal budgeting workshops?
  • How do I connect with other graduates?

Learn from Practicing Professionals

Portrait of Darren Kellsworth

Darren Kellsworth

Former bank manager who now helps families in Calgary manage their finances. Darren brings 12 years of experience from helping thousands of people through tough financial conversations. He knows exactly where people get stuck with budgeting—and how to get unstuck.

Portrait of Matilda Reynsson

Matilda Reynsson

Certified financial planner who specializes in young professionals and new families. Based in Vancouver, she's seen how the cost of living impacts budgeting strategies. Matilda makes complex financial concepts feel manageable and actually useful in daily life.

Dive Deeper

Quick Answers to Get You Started

Here are the questions we hear most often. Each answer gives you the key points right away, with options to learn more if you want the full details.

When does the next program start?

September 2025 intake opens in June. Classes run for 8 weeks with flexible scheduling options.

View complete schedule →

What's included in the program cost?

All materials, access to budgeting tools, personal coaching sessions, and lifetime access to updates.

See full breakdown →

Do I need any experience with finance?

None at all. We start with basics and build up. Most students have never made a budget before joining.

Read beginner stories →

How much homework is involved?

About 2-3 hours per week. Most assignments involve working on your own budget with guidance.

See sample assignments →
Portrait of program coordinator Isabella Chen
Isabella Chen
Program Coordinator

Isabella answers questions and helps match students with the right program track. She's been where you are—started learning budgeting after college when everything felt overwhelming.